pameladean: (Libellula julia)
So I filed our taxes late again and am therefore only now narrowing down the not-very-appetizing choices remaining on MNSure for health insurance for David and me. I found a pretty good and a slightly better plan; the first is through Health Partners and the second through UCare. Both of them have a lot of complaints on the BBB site and scattered about here and there. My mother, who used to work for an insurance company and still has an interest in how they operate, is not very enthusiastic about Health Partners, though the anecdotal evidence she has is somewhat outdated. Health Partners seems to have inspired a lot more annoyance and dislike in the people it billed for premiums they had paid, whose doctors it made repeatedly re-authorize the same prescriptions, and so on. I have had a UCare plan before and, aside from having a very primitive website, they did not do anything egregious during the year I was their customer. But the Health Partners plan has a lower co-insurance and a lower co-pay. What to do, what to do? I'm leaning towards UCare, partly because they use the Fairview provider network.

A major annoyance in all this is that no plan available on the exchange includes HCMC in its network. I've been at HCMC since 2002 and I really don't want to leave, but we are eligible for quite a hefty subsidy on the exchange and really couldn't afford any health insurance if we had to pay all of it. But I am viewing all other provider networks with a very jaundiced eye. Anyway--

If anybody has experience with either provider that seems relevant to this choice, I'd love to hear it.

Thanks so much. One day I will make a post with actual content.

P.S. The upshot of the last problem I asked for advice about was that [livejournal.com profile] lsanderson most kindly came over and took down all the tiny trees with a Sawsall and a green-wood blade. He did this on the last day before it snowed for the first time back in November. I failed to bundle up the branches in time for the last yard-waste pickup of the year and was still contemplating doing so and calling the city, as the city say sone may, to arrange for an out-of-the-ordinary yard-waste pickup. In the meantime I took [livejournal.com profile] coffeeem's recommendation of A-Tree Service, and they dealt with the larger trees that had got tangled up in the powerl ines, and with the one branch of the Chinese elm that was hanging threateningly over the garage and rubbing on the tree's main trunk while it did so. The day, which involved Xcel energy's dropping the power lines and the power consequently being out for about five hours, felt quite traumatic at the time, but it all worked out well aside from the hole left in the bank account. As a very nice bonus, when they cleaned up all the branches they had cut themselves they also took all of Larry's. Thanks to all who made suggestions and recommendations.

Pamela
pameladean: (Libellula julia)
Hello hello! I have a huge backlog of things I want to write about, from my last hike of the season with Raphael to camping with Eric and doing early voting and going to see Ten Thousand Things' production of Pericles to my adventures with David in recovering my camera from a rental-car company's lost-and-found office in the twilight zone.

But right now I'm hoping some people local to me can recommend a tree service. Things have been neglected around here for too long. We need trees trimmed back from the house and from the power lines; there are bunch of volunteer trees that are a bit large for me to remove, though I could do it if I had to; and there's a big Chinese elm back by the garage that needs some attention.

An extremely nice man came out from Rainbow and opined that, while they would be happy to do the work, most of it did not require the services of trained arborists, and if you asked trained arborists to cut down a bunch of little trees and haul them away, it would take a lot of time and would cost us a bundle of money. He named a number that made me blanch and suggested getting some other bids. So I am thinking of saving the Chinese elm for Rainbow at some later date, and getting some competent people who aren't quite so exalted in their expertise for the rest of the work.

Recommend away, I beg of you! If you are comfortable with saying how much various services charged to do your work, and what the work was, that would be excellent.

Pamela

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